Family and Mortgage Protection

Private

Delivering essential life insurance, critical illness cover, mortgage and income protection advice. Ensuring your loved ones are provided for financially should something serious happen to you.

Clarity: helping you to expect the unexpected.

When you work so hard to provide for your family and save for your children’s education and your own retirement, the last thing you hope for is a change in your personal health circumstances. And whilst ‘Accident’, ’Illness’, and ‘Death’ are all words we would rather not see or hear, let alone experience, they are sadly all things that could affect any one of us at any time.

Protecting your assets so that they can continue to work for you and your family when you are no longer able to work yourself is an essential part of your financial life plan. Having life and critical insurance cover and proper mortgage and income protection measures in place is a MUST for anyone wanting to make sure that they can support their family in the most difficult of circumstances.

The life and protective insurances marketplace is extensive, and the different policies (in particular, the various critical illness protections available) will all offer varying levels of cover. Trying to fathom which life insurance, critical illness product or mortgage protection policy best suits your needs can be a daunting task. It is, however, a task that you need not face alone. The experienced Independent Financial Advisers at Clarity understand the marketplace and are on hand to talk you through the options available to you so that you can make an informed decision about the life and protection insurances you wish to purchase. We can also talk to you knowledgeably about the benefits of writing or placing your insurance policies in trust so that you can limit Inheritance Tax (IHT) liabilities and, in certain instances, bypass probate altogether.

Clarity: helping you to do the best for your loved ones if the worst happens to you…

Clarity spent time to understand our requirements and then having researched thoroughly helped with good quality advice.

Susan, Cornwall