Retirement and Pension Planning

Private

Retirement means different things to different people; We want to know what retirement means to you. Effective planning for retirement is essential; Clarity will help make your retirement dreams come true.

You will have all sorts of questions about your retirement and pension options:

  • When can I retire?
  • Can I retire early?
  • How much money do I need to retire?
  • Which pension scheme should I choose?
  • How much will my pension pay out?
  • Do I actually need a pension?

Fortunately, these are all questions we can answer for you once we know what sort of retirement you are hoping to enjoy. The specialist pension advisers at Clarity will show you how much money you should be saving to reach the retirement income you desire and the various ways in which you can go about saving it.

Private pension schemes are an option but there are alternative retirement planning opportunities out there; you could, for example, buy an insurance policy, purchase a buy-to-let property so that you can enjoy an income in the form of rent, you could put your faith in long-term investment plans or combine a number of different saving schemes in order to reach your retirement goals.

Like all financial products, pensions and retirement saving schemes each have their own unique benefits and drawbacks, but because we are Independent Financial Advisers we have unlimited access to the whole marketplace and are in prime position to find the right financial products for you and your individual objectives for retirement.

And if you’re nearing retirement, or you need to stop working early because of an illness, or you are lucky enough to have already retired, we’ll explain to you how you can maximise your existing income so that you can sit back and enjoy your later life.

A little bit of Clarity can make a big difference. Let us help you with your retirement planning; we are confident we can help make your retirement years golden!

Clarity has patiently listened to all my concerns, understood my situation and made what once seemed impenetrable clear and straightforward.

Charles, Devon