Team Archive - Clarity
We are a team of dedicated, experienced
Independent Financial Advisers.
It is our independence that sets us
apart from crowd.
0800 2335599
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Jason Mountjoy

Founding Partner, Independent Financial Adviser and Life Planner

The stuff you need to know:

  • Jason is Clarity’s founding Partner.
  • He has more than 25 years’ experience as an adviser in the corporate-commercial, financial and banking sector.
  • Jason spends a lot of his time assisting high net worth individuals and, as an associate of the Kinder Institute (www.kinderinstitute.com), where your “Financial Plan” is the foundation for the journey and talking in “Plain English” is the chosen language.
  • He has developed his career by enhancing his knowledge within Behavioural Finance and educates his clients to ensure they don’t make “Big Money Mistakes” and this allows them to live their best life possible with the funds they have available.
  • Jason’s strength is to break down the misconceptions around money and he will tell you “what you need to know, and that maybe not what you want to know” as he believes in an open and honest transparent relationship with mutual respect at its core.

The stuff you want to know:

  • Jason is married to Gemma
  • When he is not at work, Jason is kept on his toes by his young twin children
  • He can also, from time to time, be found helping out at his wife’s beauty salon, either cleaning or manning the phones!
  • Jason is a keen Tottenham fan and is ever hopeful of Premier League success
  • He admits to enjoying a glass or 2 of wine, preferably of the pink variety, and ideally sat somewhere by the sea
  • And when asked what he would do if he was down to his last £10, Jason’s reply was that “he couldn’t have been doing his job very well!”

Jason Mountjoy is certified by Clarity Wealth Management LLP, under the terms of The Senior Managers and Certification Regime, for dealing in or arranging investments with clients, including retail and professional clients and eligible counterparties.

View Jason’s Statement of Professional Standing

0800 2335599
LinkedIn

David Tout

Partner, Independent Financial Adviser and Life Planner

The stuff you need to know:

  • David has 15+ years industry experience, having worked for 2 high street banks before becoming an IFA
  • He joined Clarity in January 2014 and has quickly made a name for himself as a knowledgeable and very personable financial adviser
  • David has a particular flair for Financial Life Planning and is an associate of the Kinder Institute (https://www.kinderinstitute.com)
  • He really takes pride in his work and is passionate about looking after his clients and helping them to achieve not just their financial potential but also their personal ambitions

The stuff you want to know:

  • David is a family man and a really sociable chap
  • He plays a lot of golf and says that if he wasn’t an IFA he could see himself running his own golf club or, better still, as a professional golfer!
  • He is always trying to get fit but never quite succeeds
  • David’s wife says that the reason he probably never quite succeeds at the getting fit bit is because he has a bit of a penchant for chips, Twix, Diet Coke and likes a beer or 2 (but don’t we all?)!

David Tout is certified by Clarity Wealth Management LLP, under the terms of The Senior Managers and Certification Regime, for dealing in or arranging investments with clients, including retail and professional clients and eligible counterparties.

View David’s Statement of Professional Standing

0800 246 5836
LinkedIn

Mike Harper

Consultant in Mortgage and Specialist Finance

The stuff you need to know:

  • Mike has a Degree in Business and Law and was going to be a Barrister
  • Mike is in his 24th year as an adviser for Personal, Business and Corporate Clients
  • He is a specialist in Buy to Let and Specialist (or as he calls it ‘Exotic’) Finance
  • Mike’s clients describe him as “knowledgeable, professional, tenacious and friendly.” They would “highly recommend Mike to anyone, whether for a small mortgage, personal and business insurances or for larger scale property portfolios, pensions, investments… in fact, anything financial!”

The stuff you want to know:

  • Mike is divorced with 2 children and has just moved to Plymouth from Tavistock.
  • Mike’s Motto – “One day you’ll wake up and there won’t be any more time to do the things you’ve always wanted to do – Do it now!
  • Mike has also been a Town and Borough Councillor and was Chairman of the Tavistock and District Chamber of Commerce.
  • Mike is an ever hopeful Tottenham fan but has lately been enticed by the oval ball and Exeter Chiefs.
  • Mike loves a G&T whilst sitting outside a lovely country or seaside pub or indeed any pub.
  • Mike has just brought a load of gym equipment for his garage and is reminding himself of why exercise is bad for you!

Mike Harper is certified by Clarity Wealth Management LLP, under the terms of The Senior Managers and Certification Regime, for advising on Mortgages & Protection following an assessment of competence which considered training, competence and experience.

0800 2335599
LinkedIn

Nick Morris

Independent Financial Adviser

The stuff you need to know:

  • Nick has a strong commercial background; he studied Business at University and worked competently in sales before making the transition into the financial planning industry several years ago.
  • Although he can proficiently advise on a broad spectrum of financial products and arrangements, Nick’s real talent lies in helping his clients plan for the future. Nick’s focus as an IFA now is on delivering recommendations regarding pensions and investments.
  • Nick is a people person; he likes to meet with his clients in person and build real, long-term relationships so that his advice always comes with a personal touch.

The stuff you want to know:

  • Nick considers himself to be a bit of a young Michael Portillo – he travels a lot, mainly in Europe and often to Slovakia to visit his girlfriend.
  • He is a gym fanatic, currently into body-building and so he watches what he eats and is interested in nutrition.
  • When he can be persuaded not to count the calories, however, Nick will whip you up a mean spinach and ricotta cannelloni
  • And when he is not at the gym, or travelling around Europe, Nick likes to indulge in a round of golf, a spot of fishing, and – if you twist his arm – a few beers!

Nick Morris is certified by Clarity Wealth Management LLP, under the terms of The Senior Managers and Certification Regime, for dealing in or arranging investments with clients, including retail and professional clients and eligible counterparties.

View Nick’s Statement of Professional Standing

0800 2335599
LinkedIn

Sean Irwin

Independent Financial Adviser

The stuff you need to know:

  • Sean offers holistic financial planning and specialises in pensions, investments and protection.
  • Sean has a Masters in Business – MBA and a degree in Business and Management from University. Also holding the CII Diploma in Regulated Financial Planning and also the Cert in Discretionary Investment Management.
  • Sean spends most of his time between the London (St Pauls) and Plymouth (Sutton Harbour) offices
  • Winner Unbiased 2017 “Young Financial Adviser of the Year” and recently short listed by Professional Adviser Magazine 2019 “Rising Star of the Year”  Sean has been often in magazines and papers such as The Financial Times, The Times, FT Adviser, Professional Adviser and others.

The stuff you want to know:

  • Sean is a big Aston Villa fan but realised when he was looking more at stock prices rather than where Villa were in the league whilst at school that he would end up as a financial adviser.
  • Sean is married to his wife, whom is a Psychologist with the NHS, and they have a little baby boy called Casper.
  • Sean’s favourite films are Wall Street (1987), The pursuit of Happyness and The Big Short.

Sean Irwin is certified by Clarity Wealth Management LLP, under the terms of The Senior Managers and Certification Regime, for dealing in or arranging investments with clients, including retail and professional clients and eligible counterparties.

View Sean’s Statement of Professional Standing

02920 395056

Dean Picton

Independent Financial Adviser

The stuff you need to know:

  • Dean has 30+ years industry experience, having worked for Royal London before becoming an IFA.
  • He joined Clarity in January 2021 and has quickly made a name for himself as a knowledgeable chappie!
  • He treats everybody as they should be treated and respects his clients aspirations.
  • He takes professional pride in his work and is passionate about looking after his clients needs .

The stuff you want to know:

  • Dean is a family man and loves sport.
  • He loves his rugby and footie and tries to play golf when he has time.
  • He loves to socialise when he can and is a forwards coach to a local Rugby Club.
  • His motto in life is “live life to the full as if its your last day”….You never know what’s around the corner.

Dean Picton is certified by Clarity Wealth Management LLP, under the terms of The Senior Managers and Certification Regime, for dealing in or arranging investments with clients, including retail and professional clients and eligible counterparties.

View Dean’s Statement of Professional Standing

01726 218900
LinkedIn

Lyndon Gough

Independent Financial Adviser

The stuff you need to know:

  • Lyndon has been in financial services industry for 18 years with a vast range of knowledge.
  • He has worked as an Independent Financial Adviser for many years and previous experience within the banking sector as a private banking manager dealing with high net worth clients.
  • Lyndon likes to gain in-depth knowledge of his clients which enables him to provide personally tailored advice.
  • He works on the basis of building trusted relationships and developing client knowledge regarding their current and future financial goals.

The stuff you want to know:

  • Lyndon is married to Kerrie.
  • He has 3 children and a springer spaniel dog.
  • Lyndon was born and raised in Ebbw Vale which is in the South Wales Valleys.
  • He moved to Cheltenham in 2000 to study Business & Finance.
  • This is where Lyndon met Kerrie and they lived here until they moved to Cornwall in 2009.
  • He is keen to help the local community and is currently coaching the local under 12s rugby team.
  • His main aims in life is to have a happy healthy family.

Lyndon Gough is certified by Clarity Wealth Management LLP, under the terms of The Senior Managers and Certification Regime, for dealing in or arranging investments with clients, including retail and professional clients and eligible counterparties.

View Lyndon’s Statement of Professional Standing

0800 2335599
LinkedIn

Amanda Hewitt

Independent Financial Adviser

The stuff you need to know:

  • Amanda has been in the financial services industry for over 27 years, initially with Nat West Bank then the past 7 years as an IFA.
  • Amanda is experienced in advising in all areas of financial planning including wealth and pensions, inheritance tax planning, mortgages and protection.
  • Her desire is to provide clear, concise, financial advice and enjoys getting to know clients, discussing their future aspirations and matching the most appropriate solutions to achieve their financial goals.

The stuff you want to know:

  • She is married, with 2 teenage children, a cat (Crumble) and a new cockapoo puppy (Barney), so she is kept on her toes!
  • Sea swimming, walking and fitness are her main hobbies but partial to baking and eating out too.
  • One day she intends to walk the South West Coast path….
  • Travel and holidays are a particular passion, with lots of places in the world still to see.

 

Amanda Hewitt is certified by Clarity Wealth Management LLP, under the terms of The Senior Managers and Certification Regime, for dealing in or arranging investments with clients, including retail and professional clients and eligible counterparties.

View Amanda’s Statement of Professional Standing

0800 2335599

Peter Harrison

Independent Financial Adviser

The stuff you need to know:

  • Peter has nearly 30 years of industry experience. He initially worked for a high street bank before becoming an IFA in 1994.
  • As a Chartered Financial Planner and Fellow of the Personal Finance Society, Peter has a wealth of experience in all aspects of financial planning together with specialist investment and pensions knowledge.
  • He joined Clarity in 2019 and has brought extensive and detailed knowledge of pension planning to the team.
  • Over the years, he has helped his clients, many of whom he has known since the start of his career, to plan their future, cut through the jargon and bring order and understanding to financial planning.

The stuff you want to know:

  • Peter is married with four children and lives in Exeter.
  • He is an active member of Rotary International, having served as President of the local club and was a District Officer for some years.
  • He enjoys holidays and travel – and has many tales to tell of some exotic destinations!
  • His interests also include photography and classic cars, amongst other leisure activities when time permits. Time can be very limited when you have six grandchildren!

Peter Harrison is certified by Clarity Wealth Management LLP, under the terms of The Senior Managers and Certification Regime, for dealing in or arranging investments with clients, including retail and professional clients and eligible counterparties.

View Peter’s Statement of Professional Standing

0800 2335599
LinkedIn

Jason Harris

Mortgage and Protection Consultant

The stuff you need to know:

  • With more than 13 years experience as a Financial Consultant, Jason has a wealth of knowledge and experience.
  • He has access to every mortgage product currently available in market place and so is perfectly placed to help you find the absolute best solution whatever your personal circumstances
  • Forming long-term relationships with his clients is something that Jason feels very strongly about; he will always make time to visit you at home or at your work place so that you can discuss matters face to face.
  • Jason is proud to have a loyal client following and in fact is still doing business with the first ever client he helped when he started advising all those years ago!

The stuff you want to know:

  • Family life keeps Jason busy outside of work. He has a wife, 2 children and a dog.
  • He is a bit of a footy fanatic; not only is he a Wolves supporter but Jason also runs an under 9s local football team.
  • Jason likes to head to the gym or play a round of golf when he has the time but in the spirit of living a balanced life he also enjoys a pint or 2 with his mates every now and then!
  • Not many people know this but Jason hasn’t always been a Financial Adviser – he was actually an Electrician when first left school! He followed in his wife’s footsteps when he entered the world of finance.

Jason Harris is certified by Clarity Wealth Management LLP, under the terms of The Senior Managers and Certification Regime, for advising on Mortgages & Protection following an assessment of competence which considered training, competence and experience.

0800 2335599
LinkedIn

Chris George

Mortgage & Protection Consultant

The stuff you need to know:

  • Chris graduated in Economics from Middlesex University and then worked in the electricity industry until 2003. He also has a Diploma in Management Studies.
  • He then qualified as an IFA, ran his own financial advice firm, until deciding in 2017 to concentrate on mortgage advice only and latterly joining Clarity in 2018 as their paraplanner, within their administration team.
  • Chris couldn’t stay away from mortgage advice, so with very little persuasion, he has agreed to continue with giving Clarity clients the benefit of his experience in sourcing and advising on the whole range of residential and investment mortgages.

 

The stuff you want to know:

  • Chris lives with his partner, Alison, and devoted to Tilly, his 2 year old springer spaniel, who takes him out for regular walks, regardless of the weather.
  • He also has 2 teenage sons, so the usual taxi duties apply. Chris says he’s forgotten what a social life of his own is like!
  • He has always been a keen astronomer and does his best to capture images of the night sky.
  • When he can muster that extra bit of energy, Chris has been known to take his mountain bike up onto Dartmoor, aches and pains permitting, that is.

Chris George is certified by Clarity Wealth Management LLP, under the terms of The Senior Managers and Certification Regime, for advising on Mortgages & Protection following an assessment of competence which considered training, competence and experience.

0800 2335599

Kelly Knight

Mortgage & Protection Consultant

The stuff you need to know:

  • Kelly has been in the financial services industry since leaving school at the age of 16.
  • Kelly returned to work after having children on a part-time basis and was asked to run the “mortgage desk” which it turned out she loved!
  • Kelly became CeMap Level 1, 2 and 3 qualified and branched out on her own in 2007.
  • Her passion is helping first time buyers get on the property ladder but is also happy to take on any challenge.
  • Kelly prides herself on her clients staying with her as they move and their families grow or change.

The stuff you want to know:

  • Kelly loves to spend weekends away with her partner David, both in the UK and abroad along with the four kids they have between them, although pinning them down all together is hard!
  • This year she aims to reduce the wine and up the excercise after seeing how well everyone did for the dementia challenge!

Kelly Knight is certified by Clarity Wealth Management LLP, under the terms of The Senior Managers and Certification Regime, for advising on Mortgages & Protection following an assessment of competence which considered training, competence and experience.

 

0800 2335599
LinkedIn

Wendy Tout

Office Manager

The stuff you need to know:

  • Wendy manages the day to day running of the Clarity engine room.
  • She is responsible for collating client related information, distributing workloads and is the first port of call for client and provider enquiries.
  • Wendy has over 24 years experience as a financial adviser.
  • Wendy believes that building and maintaining client relationships is paramount and she prides herself on providing a customer service that is second to none.

The stuff you want to know:

  • Wendy is a bit of a fitness fanatic; she loves the gym and works out 5 or 6 times a week.
  • Her 3 children keep her busy, particularly on the weekends when she takes on the role of “football and rugby mum”
  • She is a Trustee of the Greenshaw Learning Trust and has been a keen volunteer in the area of local educational governance in one way or another for over 18 years.
  • And if all that wasn’t enough, Wendy also somehow finds time to walk her lovely chocolate Labrador twice a day!
0800 2335599

Kim Conn

Compliance Supervisor

The stuff you need to know:

  • Kim is Clarity’s Compliance Supervisor which in ‘everyday-speak’ means she ensures that the firm does what it needs to do to satisfy regulatory obligations and industry standards
  • Kim also looks after ongoing client matters, carries out portfolio reviews and arranges all client appointments
  • She is responsible for putting together the Clarity Client Newsletter and keeping clients informed about matters of interest.

The stuff you want to know:

  • With 2 sons, 4 grandchildren, Kim is incredibly family orientated.
  • She is a music fan, often supports local bands, and likes to let her hair down on the dance-floor
  • Kim openly admits she “can’t cook, won’t cook” a motto openly supported by her family!
0800 2335599
LinkedIn

Megan Sutton

IFA Administrator

The stuff you need to know:

  • Megan, who joined us at the start of 2017, has completed an NVQ in Business Admin, R01 (Financial Services, Regulation and Ethics), R02 (Investment Principles and Risk), R03 (Personal Taxation) and R05 (Financial Protection). This means she is over halfway to her Level 4 Diploma in Regulated Financial Planning.
  • She attended Devonport High School for Girls and Plymstock School.
  • Megan supports the IFA’s in completing necessary research and business submission, as well as liaising with clients to ensure they are always happy and untroubled.

The stuff you want to know:

  • Megan prides herself on using her spare time to help her local community, volunteering to deliver meals, prescriptions and other necessities to vulnerable members of the community. She is often fundraising for a Charity in need.
  • Being a child of 8, Megan spends the majority of her time with her family, particularly her three little sisters who never leave her side.
  • Megan has a strong love for Ballet, Contemporary and Tap. She’s been attending dance classes since the young age of 2. Now she loves to watch her little sisters following in her footsteps.
  • In her leisure time, she likes to go for a few drinks with her friends and boogie the night away!

 

 

0800 2335599
LinkedIn

Gemma Stevens

Senior IFA Administrator

The stuff you need to know:

  • Gemma has a wealth of experience in the financial services industry. She began her career almost 20 years ago, working in insurance for Royal Sun Alliance and later joined Birmingham Midshires where she trained as a Mortgage Adviser.
  • In more recent years, Gemma gained her financial diploma and worked for a Plymouth based group of Independent Financial Advisers before joining Clarity.
  • Gemma’s role in Clarity is to support the Financial Advisers as part of the admin team.

The stuff you want to know;

  • Gemma likes to keep fit and tried to eat healthy with the exception of bacon sandwiches on a Friday morning!
  • Outside of work, Gemma likes to socialise with friends and family. She also enjoys Salsa dancing, holidays, city breaks and skiing.
  • Gemma also has a keen interest in upcycling furniture and is also studying part time for a course in Upholstery and Soft Furnishings.
08002335599
LinkedIn

Ellen Nicholls

IFA Marketing Coordinator

The stuff you need to know:

– Ellen joined Clarity in September 2018 for her placement year at university. Since then she has completed her Business degree from the University of Plymouth and is now studying towards her Diploma in Regulated Financial Planning.

-Her role within the admin team involves supporting the IFA’s with day-to-day admin tasks, both in new and exisitng business, as well as helping with marketing related activities.

– Ellen grew up in a small village in South Gloucestershire but since moving down to Devon for University she hopes to remain here for the foreseeable future.

The stuff you want to know:

-Ellen enjoys the outdoors including days spent at the beach and going on countryside walks. She also has a passion for horses having spent 12 years learning and competing when she was younger.

– She also loves live music and goes to concerts regularly to see anything from popular music artists to country ones.

– In her spare time Ellen likes to socialise with her family and friends over a drink or two as well as eating out at her favourite restaurants.

– Ellen also enjoys holidays abroad spent in the sunshine and would one day like to visit Australia!

0800 2335599

Emma Peters

Mortgage/IFA Administrator

The stuff you need to know:

  •  Emma has a wealth of administration and customer service experience, starting her career working for a leading High Street Bank where she worked for 25 years, dealing with personal and corporate customers.
  • Emma has recently joined us from a leading local Law Firm, where she worked as a Legal Support Assistant.
  • Emma joins Clarity to provide support to both the IFAs and the Mortgage Consultants and is passionate about maintaining client relationships.

 

The stuff you want to know:

  • Emma loves to spend time with her family and friends especially when food and drink is involved (which it normally is).
  • Emma also loves to go on holiday and travel, however since the arrival of her beloved dog “Cooper” the cockapoo, Emma has discovered how beautiful Cornwall and the surrounding areas are to holiday.

 

0800 2335599

Sophia King

Administration Assistant

The stuff you need to know:

  • Sophia is currently our youngest member of staff who joined us from Stoke Damerel Community College, after partaking in her A-levels.
  • At present, Sophia is undertaking her Level 3 apprenticeship in business and administration.
  • Alongside Sophia’s apprenticeship she helps with everyday jobs in new and existing business. Ensuring clients are happy and assists in supporting the IFAs.

The stuff you want to know:

  • Sophia takes pleasure in travelling the world and trying new cuisine.  She’s always the first to visit when a new restaurant opens.
  • Sophia is also one of 5 children, all of which love to keep her on her toes.
  • In her spare time she enjoys being sociable and going to events, she’s usually the last to leave the dance floor. On the other hand you will often find her cuddled up on the sofa with her two fur babies.
0800 2335599

Lisa Ball

General Insurance Consultant and Property Specialist

The stuff you need to know:

  • Lisa has being working as an Insurance Consultant for more than 20 years and consequently has a wealth of experience in the industry.
  • Before joining Clarity, Lisa spent 17 years working for Peter Goord Insurance – a family run insurance broker business in Plymouth; she has a loyal client following as a result.
  • Although Lisa can and will assist her clients with all of their general insurance requirements, her main area of expertise is in the property insurance sector, and she can find the right insurance product for all home owners whatever the size and value of the property in question.
  • Lisa believes wholeheartedly in offering her clients a personalised service; she likes to keep things as simple as possible and promises that there will be no ‘hard sell’ involved.
  • She is committed to building long term relationships, she will work flexibly to fit in with her clients’ busy schedules and, importantly, Lisa will always be on hand to deal with policy related queries and changes – her role doesn’t stop simply because a policy has been paid for.

The stuff you want to know:

  • Lisa lives in Plymouth and is married to Jon; together they like to cook, mainly with chillies – the hotter the better!
  • She and Jon also love live music and they like to support local bands
  • Lisa has a 9-year-old Spaniel called Jet; he is her pride and joy and apparently they are so close that they even share the same hairstyle!
  • Lisa’s favourite way to unwind is to go trail running with Jet in the woods; they do this whatever the weather and, as far as Lisa is concerned, the muddier they get, the more fun they have.
  • And when she is not out running with Jet, Lisa likes to chill out with a large G&T!